Homeowners insurance can be very tricky. If you hold the actual insurance policy paperwork in your hands, you will see that it is about fifty pages long and it is full of legal jargon. Many “cheap” homeowners insurance policies that can be purchased online leave the homeowner open to gaps in coverage. These gaps can be very costly!
One gap is “Backup of Sewers and Drains” coverage.
Did you know that if your main sewer line backs up and causes water to damage your home, a regular homeowners insurance policy has NO COVERAGE to cover the damage to your home UNLESS you have a specific coverage called “Backup of Sewers and Drains” coverage?
You need an insurance agent who will set you up with an insurance policy that will be there for you when you need it!