Every once in a while, a client will make a vehicle change that we don’t know about. We never like to assume anything, so please confirm this information.

We never like to assume anything, so please confirm this information. Insurance companies are very particular about household drivers all being listed.

Not all insurance companies are okay with someone doing these programs, and others are only okay with some programs. We need to verify this so that you’re properly insured.

There are restrictions with auto insurance companies, so we want to make sure that you are properly insured. Most require all drivers in a household are listed, some dont – we need to make sure you’re still properly insured.

Sometimes, we will have a client who will replace their roof without telling us. The year of the roof has a big impact on homeowners insurance, so we like to ask this question often.

There is a discount opportunity here if you do have class 4 hail resistant shingles. The roofer typically gives you a certificate showing this so you can send this in to your homeowners insurance company.

Please let us know if it’s not 100% made of the same material, like it’s half shingle and half metal.

Important note about detached structures: If you have any old or damaged structures on your property, the insurance company cares about this. You might say that you don’t want it covered, but the insurance company will still have a problem if a detached building is in bad condition. If we move you to a new insurance company, they will look at the detached buildings and insurance companies are getting very picky these days.

Many times we have clients who are worried about whether or not they have enough dwelling coverage or would like to have more coverage for something. Please let us know these things so we can make sure you’re properly insured.