Dave Ramsey Employee Interview Dave Ramsey Employee Interview This is the quote form that the employee gives to customer to get a quote As we interview the person, we must tell them what we are going to do for them. We will make it so that they will not want to call any other companies after they speak with us. SCRIPT: Thank you for allowing us to find your best insurance option. Most insurance agents represent only one insurance company. For example, State Farm, Farmers, Allstate or American Family agent only represents that one company. If you walk into their office, they only have that one company on the wall. We're different. We represent MULTIPLE companies. We go to each of our many insurance companies to find the very best option. If you walk into our office, there are many companies on our wall. It makes a big difference in being able to find the best option for our clients.Today's Date MM slash DD slash YYYY Name of InterviewerJared UllrichRana PlocherHugh MillerShelley FinkSarah LeeShannon GroschLillie HunterMakayla MullinixSpencer FerrinHolly ChappellTom UllrichHannah KamJeffery MarshBrady MaughanNew EmployeeCustomer InformationName of client* First and Last name. What is your date of birth?Month123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920What is your best phone number?Is the phone number a cell, home, or work phone?CellHomeWorkWhat is your best email address? How did you hear about us?Dave RamseyRealtorLoan OfficerGoogleCurrent clientUllrich friendFriendFamily member...(...)...Name of Realtor? Name of Loan Officer? Name of their company? Name of person who referred you? The relation (co-worker, friend, etc) How do you feel about your current insurance situation? Have you gotten any other quotes? If yes, what is the company & price? What do you do for work? What is the name of the company that you work for? Are you married or single?MarriedSingleSeparatedDivorcedWidowedDomestic Partner...(...)...What is the name of your spouse? First and Last name. What is their date of birth?Month123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920What is their best phone number?What is their best email address What do they do for work? What is the name of the company that they work for? Between you and your spouse, does one of you have better credit than the other? Is this a home that you already own, or are you in the process of buying it?Already ownedProcess of buying...(...)...What is the address of the new home Street Address Address Line 2 City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code What is the date when you will be closing on your new home?Month123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Approximately, how much is your purchase price?Approximately, how much is going to be your loan amount?What is the address where you currently live? Street Address Address Line 2 City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Residence typeSingle Family DwellingCondoApartmentMobile HomeCo-opTownhouseRowhouseOtherDo you own or rentOwnedRented/LeasedLive with ParentsHow many years have you lived there?Address of prior residence Street Address Address Line 2 City State AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code Number of years at prior address?Which type of policy are we doing? Home or Auto? Home Auto ...(...)... Cross sale script: The largest discount that we have access to is called the 'bundle discount.' This is if we can bundle your home and auto insurance together. Would you be opposed to us looking at your home to see if it would make sense to put them together in a package? Home SectionIs this home going to be your primary residence Yes No How is the property used?Secondary residenceRental propertyFix and FlipOther...(...)...Will it ever be used as a short term rental? (Airbnb, etc) Yes No When do you plan on selling the home?Month123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920What exactly will you do to the home to renovate it?How much will you spend on renovations?What utilities are on and which are off? Will this property be owned in your personal name or will it be owned in the name of an LLC? Personal name LLC What is the name of the LLC Details? (How is it being used?)Is the property brand new construction? Yes No What is the approximate year that the home was built?How many stories above ground?How much square feet above ground?How many bathrooms?Are the kitchen or bathrooms "custom"? (high end finishes, etc) What percentage of the basement is below the first foor?How many car garages does it have?Does it have a deck? Yes No How much square feet is the deck?What type of heat does it have? Approximately, what year was the heating last replaced?Approximately, what year was the plumbing last updated?include any details if they know any or even if they don't know the year.Is the plumbing copper or galvanized in the walls? Copper Galvanized Approximately, what year was the electrical last updated?include any details if they know any or even if they don't know the year.Does your electrical system have fuses, or is it a circuit breaker? Fuses Circuit breaker Is your roof a normal asphalt roof? Yes No What type is it? What year was the roof last replaced?If you look at the roof from the street, is there anything that you see that is not perfect? Is the roof a 'class 4 hail resistant' roof? Yes No Do you have documentation that you could possibly send to us about the 'class 4' roof? Is the home in the city limits? Yes No How many miles is it to the nearest fire department?Is there a fire hydrant within 1000 feet of the home? Yes No Are you on well or city water? Well City Are you on a paved road? Paved Unpaved How much land do you have? Do you have any animals? (details?) Number of homes you can see from home?What is the primary source of heat? Do you do any business activities at all on your property? What type of siding is on the outside of the home? Is there a basement? Yes No Is the basement finished? If not, how much completed is it? Is there a crawl space? Yes No Is there a trampoline? Yes No Does it have a net around it? Yes No Is there a swimming pool? Yes No Is there a diving board? Yes No Is there an air conditioner? Yes No Is there a swamp cooler? Yes No Is there a fireplace? Yes No Is is wood or burning gas? Wood Gas Is there a free standing wood or pellet burning stove? Yes No What kind of stove? Is the stove in a detached building or is it in the main home? Does it look like it was professionally installed? Do you have any dogs? Yes No How many do you have?What are the breeds? Is there any bite history? Is there a business on the property where customers go in and out? Yes No What is the business? How many people come to your home each week because of it?Is there a security system that is monitored by an alarm company? Yes No What is the name of the company that monitors it? Is there a smoke or fire alarm connected to the system? Yes No Are there any solar panels? Yes No Do you own them or do you lease them? What is the value of the system?Do you have any individual items that are worth more than $1500? Yes No What type of collection is it, and what is the value of the entire collection? What are the names and values of the most expensive pieces?Do you currently have these items scheduled on your homeowners insurance policy? Yes No Have you had any homeowners insurance claims in the past 5 years? Yes No Details? (what and when)Will you ever rent your home or any part of it as an Airbnb or a short term rental? Yes No Script: Because there are so many coverages on a homeowners insurance policy, the only way that we can do a proper comparison for you is if we know every coverage. How hard would it be for you to send your current homeowners insurance coverage pages to us?They will read the coverages to us over the phone.They will email the coverage page to us.OtherDetails? Which homeowners insurance company are you with now? Annual premium Dwelling amount Other structures Personal property Liability Medical Deductible Scheduled jewelry or property? Water backup Home policy effective and expiration dates Auto sectionNumber of drivers in household?Driver 1 name and relationship Needs to be the person being interviewed.Driver 2 name and relationship Should be the spouse or partner of the interviewee.Driver 3 name and relationship Driver 4 name and relationship Driver 1 date of birthMonth123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Driver 2 date of birthMonth123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Driver 3 date of birthMonth123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Driver 4 date of birthMonth123456789101112Day12345678910111213141516171819202122232425262728293031Year20232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Driver 1's license number Driver 2's license number Driver 3's license number Driver 4's license number Driver license state (1) Driver license state (2) Driver license state (3) Driver license state (4) Any tickets or accidents within the past 5 years? (1) Any tickets or accidents within the past 5 years? (2) Any tickets or accidents within the past 5 years? (3) Any tickets or accidents within the past 5 years? (4) Are they a student? (1) Yes No Are they a student? (2) Yes No Are they a student? (3) Yes No Are they a student? (4) Yes No What school do they go to? (1) What school do they go to? (2) What school do they go to? (3) What school do they go to? (4) Do they have a GPA of 3.0 or greater? (1) Yes No Do they have a GPA of 3.0 or greater? (2) Yes No Do they have a GPA of 3.0 or greater? (3) Yes No Do they have a GPA of 3.0 or greater? (4) Yes No Are they more than 150 miles from home WITHOUT a vehicles at school? (1) Are they more than 150 miles from home WITHOUT a vehicles at school? (2) Are they more than 150 miles from home WITHOUT a vehicles at school? (3) Are they more than 150 miles from home WITHOUT a vehicles at school? (4) What does driver 3 do for work? What does driver 4 do for work? What is the name of the company that they work for? (3) What is the name of the company that they work for? (4) How many miles is it one way to work?How many miles is it one way to work?How many miles is it one way to work?How many miles is it one way to work?Does this driver drive for Uber or Lyft? (1) Yes No Does this driver drive for Uber or Lyft? (2) Yes No Does this driver drive for Uber or Lyft? (3) Yes No Does this driver drive for Uber or Lyft? (4) Yes No Details? (1) Details? (2) Details? (3) Details? (4) Number of vehiclesYear make and model Year make and model Year make and model Year make and model Vin for vehicle 1 Vin for vehicle 2 Vin for vehicle 3 Vin for vehicle 4 Who drives this vehicle? Who drives this vehicle? Who drives this vehicle? Who drives this vehicle? Approximately how many miles are driven annually? (The average is 12,000)Approximately how many miles are driven annually? (The average is 12,000)Approximately how many miles are driven annually? (The average is 12,000)Approximately how many miles are driven annually? (The average is 12,000)Any custom equipment? Any custom equipment? Any custom equipment? Any custom equipment? Script: Because there are so many coverages on an auto insurance policy, and because every coverage is very important, the only way that we can do an accurate comparison for you with all our insurance companies is if we know which coverages that you have. How hard would it be for you to email the coverage pages to me?They will read the coverages to us over the phoneThey will email the coverage pages to usOtherBodily injury and/or property damage (1) Bodily injury and/or property damage (2) Bodily injury and/or property damage (3) Bodily injury and/or property damage (4) Medical (1) Medical (2) Medical (3) Medical (4) Comprehensive (1) Comprehensive (2) Comprehensive (3) Comprehensive (4) Collision (1) Collision (2) Collision (3) Collision (4) Uninsured motorist (1) Uninsured motorist (2) Uninsured motorist (3) Uninsured motorist (4) UM PD (1) UM PD (2) UM PD (3) UM PD (4) Roadside (1) Roadside (2) Roadside (3) Roadside (4) Rental (1) Rental (2) Rental (3) Rental (4) Are there any other people who also have a drivers license who live in your household? Yes No Who and what is their relation to you? Do each of them have their own vehicle and auto insurance policy? Do you own any other vehicles other than the one mentioned? Yes No What are the other vehicles? Is your name on the registration of all your vehicles? Yes No Details? (who has registration?) Are the coverages 100% accurate? Was the customer guessing or were they reading off from a copy of their coverages.What is the name of your current auto insurance company? How many years have you been with them?Have you had any lapse in coverage at all in the past 5 years? Do you currently pay monthly or do you pay in full for your policy?MonthlyFullWhat is the price that you pay?Auto policy effective date? MM slash DD slash YYYY Auto policy expiration date? MM slash DD slash YYYY Who do you want to send the document link to?*JaredLillieHannahShellyRanaSarahShannonTomTest
